Fighting Unfair Repossession Practices

Facing repossession of your home is a stressful and overwhelming experience. Dedannan Law stands firmly on the side of borrowers, empowering them to fight back against potentially unlawful repossession attempts by lenders or servicers. Our team combines experience with unwavering determination to protect your most valuable asset – your home.

This guide focuses on the legal services Dedannan offers specifically to combat repossession and navigate the court system involved:

Building a Strong Defence: Crafting a comprehensive strategy to protect your home.
Exploring Alternatives to Repossession: Seeking solutions to keep you in your home.
Navigating the Repossession Court Process: Guiding you through the legal system.

Loan Document Review: We meticulously examine your loan agreement for any errors, misleading clauses, or predatory lending practises. These could be grounds to challenge the repossession process in court
Court Order Scrutiny: We ensure the legitimacy and accuracy of all court orders related to the repossession. Procedural errors or violations of due process can provide leverage in your defence.
Loan Servicer Investigation: We assess how the loan servicer handled your account. We search for instances of improper communication, unfair late fees, or a failure to consider hardship modifications. These issues can strengthen your case when presented in court.

Compelling Defence Strategy: Our team meticulously tailors a defence strategy to your specific situation. We gather evidence, analyse relevant case law, and identify legal arguments to challenge the repossession in court.
Researching Favourable Precedents: We leverage our legal expertise to research court rulings (precedents) involving similar circumstances. Favourable precedents establish legal principles that judges are likely to follow, bolstering your case significantly.

Negotiating Loan Modifications: We can facilitate communication with your lender to explore possibilities like extending the loan term, reducing the interest rate, or establishing a more manageable repayment plan.
Mediation: We can guide you through the mediation process, where a neutral third party facilitates communication to find mutually beneficial solutions with the lender, potentially avoiding court altogether.

Court Representation: Our experienced attorneys will represent you in court, ensuring your rights are protected and your voice is heard.
Preparing for Court Appearances: We will guide you through the preparation process, explaining procedures and answering your questions.
Presenting Evidence and Arguments: Our legal team will effectively present evidence and legal arguments to strengthen your case before the judge.